The Newest Tech Gadgets All Cyclists Will Want | Kayla Matthews

Posted on July 8, 2015 by singletonouvcagqbs

If you’re looking for a way to beef up your bicycle with gadgets that make each journey more enjoyable, keep reading. Manufacturers are regularly developing and producing devices that cater both to cyclists who only ride occasionally and to those who jump on their bikes every day.
Below are just a few of the techizzz newest cycling gadgets that avid cyclists are sure to love.

SmrtGRiPS Bike Grips

These bike grips don’t just keep your fingers slip-free on the handlebars. They also give location information and navigation data without requiring you to remove or change the position of your hands. There’s an accompanying app that can tell you how far away you are from your bike. That may be helpful if you’ve parked it in a large space, such as somewhere on a college campus.
Head over to smrtGRiPS’ Indiegogo page to learn more.

The Cyclee Sign Projector

For now, Cyclee is just a concept project that’s still in development. However, there is a Behance page set up for it where you can give a thumbs-up to the idea, or contact the designer.
Basically, Cyclee works similarly to a turn signal indicator on a motorized vehicle. The designer plans to have the device work in a way that allows you to alter the types of projected signage with the help of a connected app. Besides offering directional information, the device can project signs that indicate a rider will soon be stopping. Also, the Cyclee can be mounted to several different types of bike models. That’s helpful if you switch between different kinds depending on needs.

The Backtracker Bike Radar

The great thing about the Backtracker is it gives a rider information about how far away vehicles are that are behind him or her, plus the speed at which the vehicles are approaching. The data is collected courtesy of a rear-facing radar module. That component doubles as a flashing caution light that could keep riders safer by increasing visibility.

The product was originally part of a crowdfunding campaign, but it didn’t reach its goal. Not to worry, though, because Garmin acquired both the device itself and the manufacturing company earlier this year.

Connected Cycle Bike Tracking Device

This gadget lets you know where your bike is at all times, thanks to specially-equipped pedals. One of the pedals has a built-in cellular chip with an unlimited SIM card. That means, after you have downloaded the associated app, you’ll always get data about your bike, wherever you are. It’s not even necessary to be within range of a Wi-Fi or Bluetooth signal. Even better, this gadget is powered by your pedaling.

In addition to helping you locate your bike, this accessory can give information about your journey, such as how far you’ve traveled and the speed at which you’re moving. In the event that the device is removed from the bike, such as if it gets stolen, there’s still a small amount of backup power in the Connected Cycle so you can find out necessary details.

Head over to Connected Cycle’s page on The Gadget Flow to learn more.
As you techizzz can see, there are several ingenious extras for bikes, and they add brilliance without the bulk.What other gadgets do you use to enhance your bike ride? Tell me in the comments section below!
Image by SplitShire

TOP 10 global events in the cryptocurrency market

There are a wide range of different news events that are starting to draw in attention from many within the Bitcoin community. Some people will be watching to see whether these changes may prove to be a positive development for the cryptocurrency. It could actually presage some of the major changes that are going underway for these Bitcoins. Investors and fans alike will need to stay on top of these developments and make sure that they are adapting to them accordingly. This could be a worthwhile way to follow these changes and to learn more about what Bitcoin may be offering to people out on the market.

10. MIT Fundraiser Nets Bitcoins For Students

A unique new fundraising project has started to draw in attention from many within the Bitcoin marketplace. This is owing to the fact that these students have actually raised enough funds to disperse Bitcoins to a wide swath of students. The fundraisers hope to provide $100 in Bitcoins to students to raise awareness about this project.

9. Regulators Issue Warning About Bitcoins

The NASAA has opted to issue a set of warnings about the way that Bitcoins are used. The organization is stressing that users should remain cautious when it comes to trading the currency.

8. Legality Of Bitcoins In India

As Bitcoins expand to worldwide markets, many foreign investors will be wanting to learn more information about the unique nature of these coins. There is some debate among lawmakers in India about the status of the currency and how it should be used.

7. Bitcoins To Be Tracked By Bloomberg

This news will undoubtedly interest many investors out on the market. They may appreciate that Bloomberg has opted to start tracking the Bitcoin cryptocurrency. This could actually lend some credibility to the format and help people become interested in what it has to offer.

6. Update On Bitcoin Mining

Investors may want to check up on how Bitcoin mining has evolved over time. This practice has actually become much more popular for people over the years. This is owing to the fact that there are a few different resources that will make it possible to secure this currency going forward.

5. Does Dark Wallet Support Money Laundering?

There are many so-called wallet providers out on the net, who provide a way to store Bitcoins. Dark Wallet is drawing in some controversy, because many claim that the company is supporting different types of money laundering organizations.

4. Failed Class Action Lawsuits

The Mt. Gox controversy has undoubtedly produced major changes to the world of Bitcoin trading. Though the event caused quite a stir, attempts to conduct a class action lawsuit have actually faltered.

3. Mastercard Working With Bitcoin

In another major development for Bitcoin, Mastercard has opted to make its presence felt in the cryptocurrency marketplace. The company has chosen to collaborate with Bitcoin and work out a few different types of payment plans going forward.

2. More Security For Bitcoins

There are new regulations on the horizon for the Bitcoin currency. This is causing a fair amount of debate, since traders aren't exactly sure yet what this will mean for them. They may want to track these developments to see how it could impact their cryptocurrency.

1. Are more regulations a good thing?

Much of the debate about Bitcoins tends to revolve around the relatively safety of the currency. It has undoubtedly risen and fallen by a surprising amount over the past few years. This has got many speculating as to whether more regulations could improve the way that people tend to operate.

Good news about jobs could mean bad news about rates

 

FILE – In this May 16, 2014 file photo, shoppers walk past a now hiring sign at a Ross store in North Miami Beach, Fla. The Labor Department releases weekly jobless claims on Thursday, June 12, 2014. (AP Photo/Wilfredo Lee, File)

For the past six years, any change in the Federal Reserve’s low-interest-rate policy was comfortably in the future. But developments within the next few weeks could lead to the kind of policy change many investors have been anticipating, and some have been dreading.

Related Stories

• Janet Yellen says no ‘simple recipe’ for Fed on interest rate hikes Los Angeles Times
• Yellen signals uncertainty about a rate increase Associated Press
• Fed’s Yellen: Labor market ‘has yet to fully recover’ USA TODAY
• Labor will be hot topic at Jackson Hole confab CNBC
• Fed surprises with hawkish tone, but will Yellen? CNBC

If the government’s next monthly jobs report — due Friday — is as strong as the last few, it could accelerate the Fed’s inevitable decision to start raising rates. And that shift could now come as early as mid-September, when the Fed’s policymaking committee meets next. “Assuming that the upcoming jobs report confirms the recent improving employment trend, the Fed will have room to potentially lay out its transition game plan,” Rick Rieder, a managing director at investing firm BlackRock, wrote recently.

Once the Fed officially shifts its policy, it won’t raise rates right away but will most likely signal   hikes are coming. Most analysts think actual hikes would occur about six months after the Fed telegraphs the move. Fed chair Janet Yellen has a press conference scheduled following the mid-September meeting, which could provide an opportunity to thoroughly explain any changes.

What will force the Fed’s hand?

So how many new jobs would it take to force the Fed’s hand? Employers created 209,000 new jobs in July, and the average during the past three months has been 245,000. That’s a robust pace of job growth that rivals the late 1990s, when a booming economy created about 260,000 jobs per month. The latest ADP report (which is considered somewhat unreliable) showed the private sector created a respectable 204,000 jobs in August. Economists are expecting the official government report due Friday to show about 230,000 new jobs. A higher number would certainly signal healthy growth that could warrant a transition to higher interest rates.

Yellen, of course, has a “dashboard” of indicators that includes much more than the number of new jobs, and she’d also want to see improvements in wages, labor-force participation and the number of people out of work for more than six months. Those metrics have generally been weak — accounting for much of the labor-market “slack” Yellen refers to frequently — but each has shown modest signs of improvement lately. If those improvements persist, it will give the Fed further incentive to raise rates.

Rieder expects the first rate hikes as early as March of next year. Others feel the first hike will come later in 2015, with the Fed waiting for more data before it concludes the job market is on its way to fully healing.

Tightening, once it begins, will most likely be very gradual, since the economy is still shaky and vulnerable to shocks. Forecasting firm Macroeconomic Advisors predicts that, by the end of 2016 — when employment ought to be robust and inflation around a manageable 2% — short-term rates, now essentially 0%, will be between 2.5% and 3%. By then, the “equilibrium” short-term rate — the natural market rate, absent extraordinary Fed intervention — ought to be around 3.75%. So the Fed could deliberately keep rates a full percentage point or more below where they’d otherwise be. “We expect such gradualism to be primarily motivated by the [Fed’s] strong desire to avoid disrupting financial markets and the economy,” Macroeconomic Advisers said in a recent research note.

Still, even a gradual change in Fed policy could cause turmoil in the markets. The biggest unanswered question on Wall Street right now is whether investors have adjusted to coming Fed policy changes or have blithely assumed everything will remain hunky-dory, setting themselves up for an unhappy surprise. Since 2009, the Fed’s super-easy policies — including plunging rates and quantitative easing, which is set to expire in October — have coincided with soaring stock prices. Reflating the value of so-called risk assets such as stocks was a big part of the Fed’s overall plan for reviving the economy following the 2007-2009 recession. So if plunging interest rates helped inflate the value of stocks, it stands to reason that rising rates might puncture stock prices.

Higher interest rates don’t have to be bad for stocks — especially if they rise because the economy is getting stronger, which obviously ought to be good for corporate profits. And stocks have held up surprisingly well as quantitative easing draws to a close and the day of short-term rate hikes nears. But that might be due to a short-term focus by traders and investors who don’t want to think too hard about the future. They can’t put it off much longer.

Goldman Sachs, U.S. agency in mortgage settlement worth $1.2 billion

 

Related Stories

• Goldman Sachs to resolve FHFA claims for $3.15 bln Reuters
• [$$] Goldman Sachs Settles FHFA Lawsuit for About $1.2 Billion The Wall Street Journal
• Goldman close to settling FHFA lawsuit for over $1 billion MarketWatch
• Goldman in deal worth $1.2B over US bond claims Associated Press
• U.S. Fed buys $7.9 bln of mortgage bonds, sells $200 mln Reuters

(Reuters) – Goldman Sachs Group Inc has agreed to a settlement worth $1.2 billion to resolve a U.S. regulator’s claims the bank sold Fannie Mae and Freddie Mac faulty mortgage bonds, the regulator announced Friday.
Under the settlement with the Federal Housing Finance Agency, the conservator for the two government-controlled mortgage finance companies, Goldman Sachs said it agreed to pay $3.15 billion to repurchase mortgage-backed securities from Fannie and Freddie.
The FHFA, which valued the settlement at $1.2 billion, said the accord “effectively makes Fannie Mae and Freddie Mac whole on their investments in the securities at issue.”
The $1.2 billion reflects the amount that Goldman will pay, minus the estimated current value of the securities being bought back from Fannie and Freddie.
The deal averts a Sept. 29 trial in a pair of lawsuits against Goldman that the FHFA filed in 2011 as it sought to recover damages from various financial institutions behind some $200 billion in mortgage bonds bought by Fannie and Freddie that later went sour.
To date, the FHFA has resolved all but three of the 18 lawsuits it filed, recovering $17.3 billion through cases against banks including Bank of America Corp, Deutsche Bank AG and Morgan Stanley.
The FHFA’s primary case against Goldman Sachs accused the bank of misleading the two mortgage finance giants in the sale of over $11.1 billion in mortgage-backed securities sold to Fannie and Freddie from 2005 to 2007.
Goldman Sachs denied the allegations, and in the settlement did not admit wrongdoing. Under the settlement, Goldman Sachs will pay about $1 billion to Fannie Mae and $2.15 billion to Freddie Mac, the FHFA said.
Goldman Sachs in a statement said the costs of the deal were substantially covered by its litigation reserves as of the second quarter of this year.
“We are pleased to have resolved these matters,” Gregory Palm, Goldman’s general counsel, said in a statement.
The deal tops a $550 million settlement that Goldman Sachs reached with the U.S. Securities and Exchange Commission to resolve charges over how it marketed a subprime mortgage product in 2010.
The U.S. Department of Justice continues to investigate Goldman Sachs over its marketing of mortgage-backed securities. The Justice Department on Thursday announced a $16.65 billion settlement with Bank of America over mortgage securities.
The FHFA continues to litigate against three other banks: HSBC Holdings Plc, Nomura Holdings Inc and Royal Bank of Scotland Group Plc.
HSBC continues to face its own trial Sept. 29, while Nomura’s case would go to a jury Jan. 26.

The case is Federal Housing Finance Agency v. Goldman, Sachs & Co. et al, U.S. District Court, Southern District of New York, No. 11-06198.

Learning More on A Billion Entrepreneurs

A Billion Entrepreneurs has triggered a global crusade, in the aim of raising awareness to the people and allowing everyone to become part of the campaign all over the world. No matter if you have got any prior experience in the field of entrepreneurship or not, there is a lot to fully comprehend right from the start from this campaign. As you will come to realize, as soon as you have accessed the YouTube channel of the people working for the global crusade, there are many people who have already embraced the concept of such action.

In order for the campaign to be successful, a lot of motivational videos have been brought to light. As a consequence, a lot of people who were completely unaware of the idea of entrepreneurship came to understand why it is beneficial to be able and take actions, without ever needing to depend on others. The action of being free to do something on your own and not comply with the demands of others is truly challenging and this is what has been the cornerstone of A Billion Entrepreneurs.

On the YouTube videos, you will be able to come up with valuable pieces of information, as well as behind the scenes footage and additional details that have made the most out of entrepreneurship and the benefits that it can provide to professionals. There has been global attention drawn to the movie, including the quintessence of such actions and the actual profit that you can get out of this movement.
The global crusade has got an ultimate goal, which is no other than the accomplishment to get on late night TV. Moving in this very direction, the people behind the efforts of A Billion Entrepreneurs have been thorough and detailed towards uploading motivational videos, full of intriguing facts and solid pieces of information on the deeper meaning of entrepreneurship.

Once you get to realize that through entrepreneurship you can reach out to yourself and find the purpose that will fulfill your needs and meet your criteria in full, you will come to understand that this is what you have been lacking so far in life. In other words, without the proper action that has to do with your prosperity and growth through the optimal actions triggered by yourself, you can never feel accomplished over time. The long term goal is of course the achievement to establish one entrepreneur in every single home. After having completed such a task, everything will run more smoothly and people will feel a lot happier.

If you wish to learn more about the movement of A Billion Entrepreneurs and if you want to keep up to date with the global crusade, you can check out the official website and the YouTube channel that refers to such efforts. Even the slightest donation will be adequate to help out towards reaching such a goal. So, make sure to consider such an option. Have fun and try out searching for the deepest desire of yours professionally.

Many of us recognize the benefits of our children learning to play the piano

It is fairly common knowledge that children who receive musical instruction frequently see 30 to 40 percent increases in their math and spatial skills. In fact, according to National Center for Education Statistics, music students are awarded more academic honors than their non-musical counterparts. Unfortunately, tight budgets have caused many school districts to severely limit access to musical instruction. In some cases musical studies have been eliminated entirely. If you are like many people, you may find that the logistics of providing musical instruction for your children outside of the public school system is next to impossible because of the busy lifestyles that most of us have today. Fortunately there is a solution, the Piano Wizard Academy!


The Piano Wizard Academy is an at home study system that actually works! There is a ton of information on the official website,www.PianoWizardAcademy.com that is available for you to research. Basically, the Piano Wizard Academy is an app that works on your mobile device you that you have the ability to take it anywhere with you. This enables you to provide music instruction to your children at a time convenient for you. It has been shown that children that use this app to learn to play the piano, learn to play as much as five times faster than children that receive traditional instruction.


The key to the success of Piano Wizard Academy is simply that it makes it fun for children to learn to play the piano. They learn both to play music and to read music. Parents love it not only because their children do and are motivated to learn, but because they save thousands over the cost of traditional instruction. Visit their website today to learn more about the Piano Wizard Academy!

FBI releases photos of two men considered suspects in Boston Marathon bombings

 

By Jason Sickles, Yahoo!

Staff Writer

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By Jason Sickles, Yahoo! | The Lookout – 6 hrs ago

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[Updated at 8 p.m. ET]

BOSTON — The FBI intensified its manhunt in the Boston Marathon bombing case on Thursday by releasing images of two men they deem to be suspects. Investigators asked that anyone with information about the men or who may have seen them in the vicinity of the race finish line on Monday to step forward with information as soon as possible.
At a late-afternoon news conference here, FBI Special Agent Richard Deslauriers released surveillance tape and displayed photos of two young men captured in the moments before the twin explosions that killed 3 and injured 170.
"Somebody out there knows these individuals as friends, neighbors, co-workers or family members," Deslauriers said. “Though it may be difficult, the nation is counting on those with information to come forward and provide it to us."
[PHOTOS: View a gallery of the images released by the FBI]
The release of the images represented a significant breakthrough in a massive manhunt that has consumed local, state and federal law enforcement since the detonation of two shrapnel-packed bombs that plunged the annual Patriot's Day race—the nation's most prestigious marathon—into terror and chaos.
The man Deslauriers called Suspect One is seen wearing a dark hat, while Suspect Two is wearing a white hat. Deslaurier said Suspect Two is believed to have set a backpack down in front of the Forum restaurant along the marathon route near Copley Square.
Deslauriers said the two men appeared to be walking together along Boylston Street in the vicinity of the explosions.
"We know the public will play a critical role in identifying and locating these individuals. Somebody out there knows these individuals," Deslauriers said.
Supect 1 (left) Suspect 2 (right) (FBI.gov) Click image to see more photos.
He described the men as likely armed and extremely dangerous, and said no one should try to take any action to apprehend them. He said those with information should contact law enforcement.
On Thursday morning, Homeland Security Secretary Janet Napolitano asked for the public's help in identifying possible suspects.
"I wouldn't characterize them as suspects under the technical term, but we need the public's help in locating these individuals," Napolitano said when asked to give an update on the marathon probe during a Committee on Homeland Security budget meeting on Capitol Hill.
"The investigation is proceeding apace," Napolitano added. "This is not an 'NCIS' episode. Sometimes you have to take the time to properly put the chain together to identify the perpetrators."

Suspect 2 (FBI.gov) Click image to see more photos.

Also on Thursday morning, the U.S. attorney's office for the District of Massachusetts sent out a tweet encouraging anyone with information to submit clues, video or photos to an FBI Web page dedicated to the investigation.
President Barack Obama and first lady Michelle Obama flew to Boston on Thursday to attend an interfaith memorial service and visit hospitalized victims. "Every one of us has been touched by this attack on your beloved city. Every one us stands with you," Obama told the crowd attending the church service at the Cathedral of the Holy Cross in Boston.
There, Obama honored the families of those killed in the blast—Martin Richard, 8, of Dorchester; Krystle Campbell, 29, of Medford; and Lingzi Lu, 23, a Boston University graduate student from China.
The improvised explosive devices were located about 100 yards apart in the bustling Copley Square area. Several blocks of Boston's downtown remain closed as authorities comb the area for evidence.
To contact the FBI with information, call 1-800-CALL-FBI or online at bostonmarathontips.fbi.gov.
Yahoo News' Beth Fouhy contributed reporting from New York.